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First Time Home Buyer Lenders: How to Choose the Right One for Your First Home Loan

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If you're a first-time home buyer in Australia, there’s a good chance you’ve already Googled “ first time home buyer lenders ” and fallen into a rabbit hole of banks, comparison tools, interest rates, government schemes, and confusing jargon that feels like it was written for mortgage brokers only. Don’t worry — you’re not alone. The first-home journey is exciting, but it’s also full of big decisions, and choosing the right lender is one of the biggest. The truth? The lender you choose can shape everything from your borrowing power to how smooth your settlement feels. Some lenders welcome first-time buyers with open arms. Others prefer seasoned borrowers with long credit histories and chunky deposits. So how do you find the right first time home buyer lenders for your situation? That’s exactly what we’ll break down in this guide. Why Choosing the Right Lender Matters for First-Time Home Buyers Think of lenders as partners in your home-buying journey. The right partner makes the ...

Parent Assist Home Loan – A Complete Guide for First Home Buyers

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 For many Australians, saving for a home deposit is the biggest challenge in stepping onto the property ladder. Rising property prices, living costs, and stricter lending rules mean first home buyers often feel locked out of the market. That’s where the Parent Assist Home Loan can change the game. Instead of waiting years to save a deposit, this loan option allows parents to step in and provide financial assistance – without needing to gift money outright. In this guide, we’ll explain what a Parent Assist Home Loan is, how it works, the benefits and risks, and whether it might be the right fit for your family. What is a Parent Assist Home Loan? A Parent Assist Home Loan is a unique type of home loan that allows parents to help their children buy a property by contributing part of the purchase price, usually in the form of a loan rather than a gift. Unlike a guarantor home loan, where the parents’ property is used as security, Parent Assist Home Loans give parents the option t...

First Home Owners Grant Victoria – Everything You Need to Know

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Buying your first home is one of life’s biggest milestones, but in today’s market, it can feel like an impossible dream. High property prices, deposit hurdles, and extra costs like stamp duty often leave first-time buyers feeling overwhelmed. To make the process easier, the Victorian Government offers the First Home Owners Grant (FHOG Victoria) — a financial boost designed to help eligible first home buyers purchase or build their first property. If you’re planning to buy your first home in Victoria, this detailed guide will break down what the grant is, who can apply, how much you can get, and how it works alongside other benefits. What is the First Home Owners Grant Victoria? The First Home Owners Grant Victoria is a one-off payment from the Victorian Government, designed to support first home buyers entering the property market. It applies only to new homes — meaning a house, townhouse, apartment, or unit that has not been previously sold or occupied. The grant currently prov...

The Ultimate Guide for First Home Buyers in Tasmania

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Buying your first home is a monumental milestone, and for First home buyers in Tasmania , 2025 is shaping up to be one of the best times to enter the property market. With generous grants, no stamp duty for eligible buyers, and supportive low deposit home loan options, it’s no wonder Tasmania is increasingly on the radar of savvy Australians. In this guide, we’ll walk you through everything you need to know—from the First Home Owners Grant (FHOG) and stamp duty concessions, to the role FHBA plays in helping first-time buyers across the state. Why Tasmania Is Ideal for First Home Buyers Tasmania offers a unique mix of affordability, lifestyle, and government-backed incentives. Compared to mainland cities, median house prices in Hobart and regional areas remain more accessible, while infrastructure, job opportunities, and quality of life continue to rise. As of 2025, regional Tasmania is still one of the most affordable housing markets in the country, making it an ideal launching pad fo...

First Home Buyers Grant South Australia: What You Need to Know | FHBA

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 Buying your first home is an exciting milestone—but it’s also one of the biggest financial decisions you’ll ever make. Fortunately, if you’re a first-time buyer in South Australia , you could be eligible for a helpful boost in the form of the First Home Buyers Grant . Whether you're still saving a deposit, exploring suburbs, or ready to buy, this guide will explain exactly how the First Home Buyers Grant in South Australia works, who’s eligible, how much you can get, and how First Home Buyers Australia  can help you every step of the way. What Is the First Home Buyers Grant in South Australia? The First Home Buyers Grant South Australia is a one-off payment designed to assist eligible first-time buyers with the purchase or construction of a new residential property. The grant is offered by RevenueSA and is currently set at: $15,000 for eligible applicants Property value must be $650,000 or less Unlike some other states, South Australia only offers the FHOG fo...