First Home Buyers Australia

Buying your first home in New South Wales (NSW) can be both exciting and overwhelming. With rising property prices, government support is essential to making homeownership more affordable. Fortunately, in 2025, first home buyers assistance NSW programs continue to offer grants, concessions, and incentives to help Australians enter the property market sooner. If you're planning to buy your first home, this guide will walk you through the key first home buyer benefits NSW , including the home owners grant NSW , stamp duty exemptions, and other financial assistance. Government Schemes for First Home Buyers in NSW (2025) 1. First Home Owners Grant (FHOG) NSW The home owners grant NSW is a one-time government payment designed to help first-home buyers afford a new home. Here’s what you need to know: Eligible buyers can receive $10,000 towards the purchase of a new home , including off-the-plan properties and newly built homes. The property must be valued at $750,000 or less . You mus...

 Owning a home is a big dream for many Aussies, but saving up for a deposit can feel impossible. With property prices soaring, scraping together 20% of a home’s price is a massive hurdle. The good news? It’s still possible to buy a house with no deposit in Australia . Let’s break it all down in simple terms. Can You Buy a House with No Deposit? Yes, you can! While most banks want a deposit, there are ways to get around this. Some lenders offer no deposit mortgages in Australia , but you’ll need to meet certain conditions. The trick is to find the right option for your situation. Ways to Get a Home Loan Without a Deposit If you don’t have savings for a deposit, here are a few ways you might still qualify for a home loan: 1. Guarantor Loans This is the most common way to get a mortgage without a deposi t . A family member (usually a parent) uses their home as security for part of your loan. This helps you borrow up to 100% of the property’s value without paying Lenders Mortgage Insur...